Savings Rates - Effective Monday, April 1, 2013
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARES0.1%$5$0
SECOND SHARE0.1% $0
CHRISTMAS CLUB0.1% $0
SHARE DRAFT0.05% $0
Certificate Rates - Effective Tuesday, October 8, 2024
Certificate TermAPYMinimum Deposit
6 MONTH TERM SHARE4.25%$500
12 MONTH TERM SHARE4%$500
24 MONTH TERM SHARE3.75%$500
36 MONTH TERM SHARE3.75%$500
48 MONTH TERM SHARE3.5%$500
60 MONTH TERM SHARE3.5%$500
Loan Rates - Effective Tuesday, October 8, 2024
Loan TypeRates as low asTerms & Information
Auto loan up to 24 months » 6.25% 24 M APR based on credit and model year
Auto Loan up to 36 months » 6.25% 24 M APR based on credit and model year
Auto Loan 37 to 48 months » 6.5% 48 M APR based on credit and model year
Auto Loan 49 to 60 months » 6.75% 60 M APR based on credit and model year
Auto Loan 61 to 72 months » 7% 72 M APR based on credit and model year - loans over $20,000
Auto Loan 73-84 months » 7.25% 84 M APR based on credit and model year - loans over $30,000
Small RV up to 36 months » 7% 36 M APR based on credit and model year
Small RV 37 to 60 » 7.25% 48 M APR based on credit and model year
Small RV 61 to 72 months » 7.5% 72 M APR based on credit and model year
Large RV up to 60 months » 7.75% 60 M APR based on credit and model year
Large RV 61 to 72 months » 8% 72 M APR based on credit and model year
Large RV 73 to 120 months » 8.25% 84 M APR based on credit and model year
Large RV 121 to 180 months » 9% 180 M APR based on credit and model year
Signature Loan up to 12 months » 9.75% 12 M Max loan amount $15,000.00. APR based on credit score
Signature Loan 13 to 48 months » 10.5% 24 M Max loan amount $15,000.00. APR based on credit score
Signature Loan 49 to 60 months » 11.25% 60 M Max loan amount $15,000.00. APR based on credit score
VISA CLASSIC 11.9% 42 M Rate based on credit
VISA GOLD 10.9% 0 M Rate based on credit

 

*APR = Annual Percentage Rate and *APY = Annual Percentage Yield
*Rates subject to change
Please contact a credit union associate for further information about applicable fees and terms.