Auto-Owners Associates Credit Union has a no hassle credit card that’s perfect for everyone.  Our Visa Gold and Visa Classic cards offer a low interest rate with no annual fee.

  • Low rates, no annual fees, and balance transfers
  • Visa card application- please contact credit union by phone (517-323-1370) or email (
  • Visa Customer Service – (800)299-9842
  • Lost or stolen credit card – (800)325-3678
  • Online Visa access/Payments/Alerts –

Credit Card Rates

Visa ScoreCard® Rewards

With ScoreCard® you earn points for every purchase you make with your AOACU Visa credit card.  These points can be redeemed for great awards.  For more information, visit to view and redeem your points.

  • Merchandise
  • Travel
  • Fuel discount
  • Redeem2Erase
  • And much more!