Auto-Owners Associates Credit Union has a no hassle credit card that’s perfect for everyone.  Our Visa Gold and Visa Classic cards offer a low interest rate with no annual fee.

Credit Card Rates

Visa ScoreCard® Rewards

With ScoreCard® you earn points for every purchase you make with your AOACU Visa credit card.  These points can be redeemed for great awards.  For more information, visit to view and redeem your points.

  • Merchandise
  • Travel
  • Fuel discount
  • Redeem2Erase
  • And much more!

Mobile Wallet

A mobile wallet is a digital way to store credit and debit cards in a secured application to make purchases at a store or online using a mobile device rather than a physical card.  Mobile Wallets are encrypted and have protections in place to keep your information within the application secure.

Payment options available:

  • Apple Pay
  • Samsung Pay
  • Google Pay

Benefits for you:

  • Enhanced protection against fraudulent activity
  • Reduced time for making payments, in store and online
  • Save space in your pocket or purse
  • Safely store and access all of your cards from a central location
  • Prevent loss of card or other sensitive personal information
  • Accepted by many major retailers, with continuing adoption
  • More convenient online checkout from mobile devices

If you don’t have a credit card, contact the credit union for assistance.